Mr. Richards has more than 34 years of banking experience in all aspect of banking. His experience as a Founder, President, and Director of two De-novo banks and heading up a work-out department for a regional bank give the client and attorney a behinds the scene understanding of banks. He has extensive experience in lending, lender liability, banking operations, regulatory oversight, policies, procedures, documentation, and standards of banking practice.

In 2009 he began his consulting and expert witness career, serving both plaintiffs and defendants. He has qualified and testified at trial in state and federal courts as an expert witness. He has also testified as an expert witness in a white collar federal criminal case. He serves clients nationally and has represented clients in 38 states since beginning his expert witness career. He has been retained in over 120 cases as an expert witness.

Specialties

• Banking
• Fraud

Subpecialties

• Bank Practices and Procedures
• Banking Industry Standards
• Bank Operations
• Bank Policies
• Bank Regulations and Law
• Lending
• Lender Liability
• Loan Documentation
• Bankruptcy
• Bank Fraud
• Commercial Real Estate and Mortgages
• Bank Credit Administration and Credit Policy Issues.